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Hi, I am Oyebisi Osuolale
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ABOUT ME

ABOUT ME

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A highly analytical Credit Analyst with over 4 years of experience in the banking sector, specialising in credit risk management, financial analysis, and portfolio monitoring. Skilled in evaluating credit applications, mitigating risks, and making data-driven decisions. Adept at collaborating with cross-functional teams to drive growth through proactive problem-solving and strategic insights.

RESUME

RESUME

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Experience

Data Scientist

01/07/2024 - 30/09/2024

Alder Hey NHS Foundation Trust

  • Developed predictive models and analytics solutions, increasing evaluation accuracy by 20% and optimizing service delivery.
  • Streamlined data management processes and ensured regulatory compliance through data cleansing and validation.
  • Provided actionable insights and updates to senior management, supporting informed, data-driven decisions.
  • Collaborated with cross-functional teams to address data challenges and align solutions with business objectives.
  • Achieved 95% on-time project completion, meeting critical Service Level Agreements (SLAs).

Credit Risk Analyst

01/01/2020 - 10/09/2022

Access Bank Plc

  • Boosted recovery rates by 50% through data-driven default management, reducing financial losses significantly.
  • Conducted detailed credit assessments and financial analyses to minimise bad debts effectively.
  • Regularly analysed portfolios, identified trends, and recommended risk-based optimisations.
  • Approved loans within limits, resolved customer issues, investigated fraud, and ensured compliance with regulations.
  • Collaborated across teams to streamline processes, enhance efficiency, and support risk mitigation.

Relationship Officer

10/09/2018 - 31/12/2019

Access Bank Plc

- Established and grew a new branch’s deposit portfolio, achieving 200% of the target in the first year by acquiring and retaining clients. - Identified potential markets for digital, liability, and asset products, driving a 20% increase in regional portfolio growth. - Assessed client needs and provided tailored solutions, ensuring business and personal goals alignment. - Delivered expert advice on lending products, achieving 90% client retention through personalized service. - Leveraged alternative channels to boost income and streamline loan applications.

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Education

M.Sc Data Science

19/09/2022 - 24/01/2024

University of Sussex

  • Graduated with a Distinction
  • Received Artificial Intelligence and Data Science Postgraduate Conversion Scholarship.
  • Coursework in Data science research methods, Data Analytics, Machine learning, Statistical inferences.

School of Banking Excellence (BAC Accredited)

03/06/2018 - 08/10/2018

School of Banking Excellence

  • Coursework in Basic Banking Operations, Credit Analysis, Selling and Marketing of Financial Services, Control Processes, Money Laundering, Financial Statement Analysis, Corporate Financial Management.

B.Sc Statistics

24/09/2012 - 22/09/2016

University of Ilorin

  • • Awarded Second best-graduating student with a CGPA of 4.82/5.00.
  • Coursework in various statistical and mathematical methods.

SKILLS

SKILLS

Hard Skills: 

Soft Skills: 

CERTIFICATES

CERTIFICATES

COURSE PROGRESS

COURSE PROGRESS

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Introduction to UK Financial Regulation & Professional Integrity
100.00% Completed

Oyebisi Osuolale

Brighton and Hove , GB

P: 07867749570 | E: [email protected]

Linkedin Url: https://www.linkedin.com/in/oyebisi-osuolale-619845147/

A highly analytical Credit Analyst with over 4 years of experience in the banking sector, specialising in credit risk management, financial analysis, and portfolio monitoring. Skilled in evaluating credit applications, mitigating risks, and making data-driven decisions. Adept at collaborating with cross-functional teams to drive growth through proactive problem-solving and strategic insights.

Education

  • University of Sussex -- M.Sc Data Science(19/09/2022 - 24/01/2024)

    • Graduated with a Distinction
    • Received Artificial Intelligence and Data Science Postgraduate Conversion Scholarship.
    • Coursework in Data science research methods, Data Analytics, Machine learning, Statistical inferences.

  • School of Banking Excellence -- School of Banking Excellence (BAC Accredited)(03/06/2018 - 08/10/2018)

    • Coursework in Basic Banking Operations, Credit Analysis, Selling and Marketing of Financial Services, Control Processes, Money Laundering, Financial Statement Analysis, Corporate Financial Management.

  • University of Ilorin -- B.Sc Statistics(24/09/2012 - 22/09/2016)

    • • Awarded Second best-graduating student with a CGPA of 4.82/5.00.
    • Coursework in various statistical and mathematical methods.

Work Experience

  • 01/07/2024 - 30/09/2024

    Data Scientist[Alder Hey NHS Foundation Trust]

    • Developed predictive models and analytics solutions, increasing evaluation accuracy by 20% and optimizing service delivery.
    • Streamlined data management processes and ensured regulatory compliance through data cleansing and validation.
    • Provided actionable insights and updates to senior management, supporting informed, data-driven decisions.
    • Collaborated with cross-functional teams to address data challenges and align solutions with business objectives.
    • Achieved 95% on-time project completion, meeting critical Service Level Agreements (SLAs).

  • 01/01/2020 - 10/09/2022

    Credit Risk Analyst[Access Bank Plc]

    • Boosted recovery rates by 50% through data-driven default management, reducing financial losses significantly.
    • Conducted detailed credit assessments and financial analyses to minimise bad debts effectively.
    • Regularly analysed portfolios, identified trends, and recommended risk-based optimisations.
    • Approved loans within limits, resolved customer issues, investigated fraud, and ensured compliance with regulations.
    • Collaborated across teams to streamline processes, enhance efficiency, and support risk mitigation.

  • 10/09/2018 - 31/12/2019

    Relationship Officer[Access Bank Plc]

    - Established and grew a new branch’s deposit portfolio, achieving 200% of the target in the first year by acquiring and retaining clients. - Identified potential markets for digital, liability, and asset products, driving a 20% increase in regional portfolio growth. - Assessed client needs and provided tailored solutions, ensuring business and personal goals alignment. - Delivered expert advice on lending products, achieving 90% client retention through personalized service. - Leveraged alternative channels to boost income and streamline loan applications.

Certificates

Skills